How to Collect a Small Claims Judgment

A judgment is not payment

A judgment for money does not guarantee that the other party will pay. Check your court's instructions for voluntary payment and whether you must wait before taking collection steps. California courts, for example, explain the waiting period and say the court does not collect the money for you.

Possible collection methods

Depending on the jurisdiction and circumstances, collection methods may include wage garnishment, bank levies, or a judgment lien. They can require additional forms, fees, notice, and court or official action. Some income and property may be protected. Do not assume a lien arises automatically or that a bank will release all funds.

Before choosing a method, check the court's instructions for eligibility, exemptions, costs, and how to identify assets. Collection can take time and may not succeed. The California courts' collection guide illustrates procedures for that state; consult your own court for local rules.

Time limits and satisfaction

Ask when the judgment can be enforced, when it expires, and whether and how it can be renewed. If the judgment is paid, ask your court how to record that it has been satisfied.